Coach Aaron Cuha

Most points and miles websites make money by pushing credit cards. They'll tell you every card is “amazing” because they earn $200+ per application. I do things differently.

Math first. If a card doesn't pay for its annual fee based on your actual spending patterns, I'll tell you. If a redemption delivers 0.8 cents per point, I'll call it what it is — a bad deal.

Systems over tips.I don't give you 47 “hacks” to scroll past. I give you a framework: which cards to get in what order, which transfer partners beat alternatives, and when to pull the trigger vs. hold.

Transparency always. Yes, PointsHacking earns affiliate commissions on some credit card links. I disclose this upfront. And I'll also tell you when the best offer isn't through my link — because trust compounds.